北方网2008年01月29日新闻汇总
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[1012][
] 2008-01-29
[1013][
] 2008-01-29
[1014][
] 2008-01-29
[1015][
] 2008-01-29
[1016][
] 2008-01-29
[1017][
] 2008-01-29
[1018][
] 2008-01-29
[1019][
] 2008-01-29
[1020][
] 2008-01-29
[1021][
] 2008-01-29
[1022][
] 2008-01-29
[1023][
] 2008-01-29
[1024][
] 2008-01-29
[1025][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1037][
] 2008-01-29
[1038][
] 2008-01-29
[1039][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[***][
] 2008-01-29
[1070][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1080][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1099][
] 2008-01-29
[1100][
] 2008-01-29
[1101][
] 2008-01-29
[1102][
] 2008-01-29
[1103][
] 2008-01-29
[1104][
] 2008-01-29
[1105][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1110][
] 2008-01-29
[1111][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1120][
] 2008-01-29
[1121][
] 2008-01-29
[1122][
] 2008-01-29
[1123][
] 2008-01-29
[1124][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1128][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1176][
] 2008-01-29
[1177][
] 2008-01-29
[1178][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1198][
] 2008-01-29
[1199][
] 2008-01-29
[1200][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1234][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
[1370][
] 2008-01-29
[1371][
] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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] 2008-01-29
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Copyright (C) 2000 Enorth.com.cn,
Tianjin ENORTH NETNEWS Co.,LTD.All rights reserved
本网站由天津北方网股份有限公司版权所有　　没有什么好说的　实在＋＋＋＋＋＋＋＋＋＋｜｜｜｜｜｜ 实在+理想=美好
( Wed, 13 Jul 2011 23:39:28 +0800 )
Description: 竹林 地处豫西北太行山南麓、丹河东畔的博爱县，是我国黄河以北地区人工栽培竹林面积最大、品种资源最多的县份之一。这里竹林茂盛，郁郁葱葱，风景秀丽，宛若江南，在我国北方地区极为罕见，素有“华北竹乡”、“太行山下小江南”之称誉。 博爱竹林历史悠久，据《山海经》载说：“虫尾之山，其上多金石，其下多竹，多青碧，丹水出焉，南流注入中河”。说明在战国至西汉初期，太行山下，丹水河畔，已有繁茂的竹林。唐初皇家在这里设置“司竹监”管辖竹业；北宋时废司竹监又置“竹园”；明代，处在竹林中的许良村，已有“竹坞”之称，这里“地多水竹，最为清幽”，“夹溪修竹带青葱”，成为“胜游之所”；清朝有人咏诗，提到博爱竹林区“村村门前水，处处竹为家”，统治者强迫竹农“贡竹”；抗日战争期间，由于日寇放火焚烧，博爱竹林毁坏严重；解放后，博爱竹林又恢复青春，蓬勃发展。 目前，博爱竹林呈不连续片状，分布在太行山与冲、洪积平原之间的缓坡地带，以丹河灌区为集中产地，产区包括许良、上庄、磨头等8个乡镇，71个行政村。竹林面积达17000余亩，年产竹子约609万公斤，为我国华北地区面积最大、产量最多的竹林区。其中的许良镇还是北京、天津、内蒙古动物园中熊猫的主要饲料供应基地。 众所周知，竹是喜生于湿热环境的植物，在我国主要生长在秦岭、淮河以南的亚热带、热带地区，地处北方的博爱县为何竹林繁茂、久经不衰呢?这与博爱县的自然环境条件有密切的关系。 博爱竹区地处太行山南麓底部，因数万年的冲、洪积所致，形成土层深厚，质地轻粘，有机质含量高，保水保肥性强，土体紧密的褐土、潮土，具有竹子生长要求的土壤结构。 博爱县属于暖温带气候区，夏季炎热，不减于秦岭、淮河以南，6、7、8三个月平均气温分别为26．1℃、27．8℃、26．1℃，热量充足，对竹子生长十分有利。冬季较冷，但由于竹区处在背风向阳的太行山南坡，气温比其以东没有山地阻挡冷空气的同纬度地区较高，风力也较小，一月份平均气温—0.4℃。总的来说，热量条件基本上满足竹林生长要求的需要。 博爱竹区年降水量600毫米，降水集中在夏季，占全年降水量的54．8％，和秦岭、淮河以南的天然林区比，降水量是较少的，且季节变化和年际变化大。特别是5—6月，气温剧增，降水不多，蒸发旺盛，而此时竹林需水较多，极为不利。但博爱县地下水资源丰富，又有丹河下游流经林区，引水灌园，抽水灌园，弥补了天然降水的不足。 博爱竹区无霜期长，10月下旬初霜，翌年3月下旬终霜，年无霜期216天。博爱竹林均在4月下旬后开始出笋，新竹林在霜降前已经成熟，因而新笋、新竹均免遭严霜危害。 肥沃的土壤、温暖的气候、充足的水源，为博爱竹林的生长繁育提供了适宜的生长环境。千百年来，博爱人民兴修水利，引水灌溉，辛勤栽培，精心护养，苦心经营，使得博爱竹林久经不衰，成为华北最大竹林区。 博爱竹林，竹品繁多，主要有斑竹、甜竹、筠竹、变竹、罗汉竹等。斑竹，别称湘妃竹，杆面有水浸状淡黑色斑点，植株较大，株高8—15米，胸径3一lO厘米，材质致密坚硬，除能编织各种竹器外，还可作建筑用材。甜竹，杆面光滑有白粉，杆色青黄，株高6—13米，胸径2—7厘米，材质坚韧，易于劈篾，适于编织竹篮、燕帘。筠竹，杆面有茶褐色斑点，株高5—12米，胸径2—6厘米，质地坚韧，篾性优良，是“清化竹器”博爱竹器的旧称)中的主要篾用竹种。变竹，杆色青绿，杆壁较厚，株高10米左右，胸径3—6厘米，材质柔韧，篾性好，易编织，用途较广。 利用竹子编织竹器，是竹区人民传统的生产活动。改革开放以来，在社会主义市场经济大潮的推动下，博爱竹业蓬勃发展，蒸蒸日上，竹区人民继承和发展世代相传的竹编手艺，不断研究和推出新品种、新式样，使得久负盛名的“清化竹器”再添异彩。目前，博爱竹器门类繁多，约200多种，小到梳头的篦子、竹篮，大至竹桌、竹柜、竹椅、竹床、竹沙发、竹书架等，产品琳琅满目，式样精巧，造型美观，经济实用，颇受顾客欢迎，畅销全国13个省，900多个市县，有的还远销日本、香港等地区。繁茂的竹林，发达的竹编业，为发展当地经济，增加竹区人民收入，发挥了重要作用。 博爱竹林是中国也是世界上纬度最高的人工竹林，曾和陕西周至竹林、河南淇县竹林并称古代黄河中下游地区的三大古竹林。如今，陕西周至竹林只有二千多亩，淇县竹林已经不存在了。而博爱竹林尚存一万三千多亩，被专家们称为中国北方竹林“活化石”。2006年3月，17位全国政协委员（全国农林方面的专家学者）联名提案，要求国家有关部门保护中国北方竹林活化石，同年5年，中国农业大学理学院林业专家徐泳教授致信李成玉省长，呼吁保护唯一幸存的中国北方竹林活化石。
月山寺 中原古刹月山寺位于河南焦作博爱县境内，面积9平方公里。景区内仙山琼阁，胜迹荟萃，景致奇异，是一处历史悠久、风景秀丽的旅游胜地。 月山寺始建于唐代，时名“清风寺”。明永乐三年改为月山寺，沿用至今。月山寺依山而建，雄伟壮观，主要有连环井、七星塔、望景台等景点。月山寺历史上曾与白马寺、少林寺并称为中原三大名寺，为豫北地区最大的佛教活动场所。“八极拳”即发源于此，武林中有“文有太极安天下，武有八极定乾坤”之说。优美的自然风光，闻名于世的八极拳术，曾引得不少帝王将相到此观光朝圣，文人墨客前来驻足赏景。明永乐皇帝、大乐律学家朱载育以及乾隆皇帝都曾到此游历，并留有“日晒青***愈翠，月照禅堂寺更明。曲径幽雅赏不尽，不辞劳苦晚登程”名句。 历史上，月山寺为中原四大佛教寺院之一。即东有开封相国寺，西有洛阳白马寺，南有嵩山少林寺，北有月山宝光寺（月山寺原名）。月山寺鼎盛时期是明、清两代。当时寺院规模宏大，有房舍千余间，寺僧数百名。除正寺外，在寺东山坡上（即现在的铁路学校，月山火车站一带），还修有东西下院，兴办义学。东下院习文、学医，西下院习武，传授“八极拳”。整个寺院除山水秀美，环境优雅外，寺内还有“清风殿、连环井、凤凰台、苍公洞、大士阁、望景台、将军柏、课蜜泉”等８大景和“迎风壁、七皇塔、钟鼓楼、水龙头”等７个小景。因此，历代文人墨客，甚至皇帝常来此游览，拜佛者甚多。传说元末朱元璋遭厄运时曾在此为弟子，其四子朱棣亦在此屯兵（现尚存藏兵洞）；明末大书法家、政治家王铎也曾为“大士阁”题匾“极目中原”。清乾隆皇帝与圣母皇太后也曾到此游览、拜佛，曾赐匾额和对联。对联为：功德水周环金客印月，吉祥云飘渺宝界凝香。匾额为：慈意云垂，无尽光明，六通圆满。并题诗一首，即有诗为证：“月地由来号月山，蜿蜒一径入云关。真成七宝光无定，消受三秋趣以闲。平野色含菁峭外，飞泉声在翠微间。心疑开土幽居处，欲辨残碑藓已斑。”“美景一时观不尽，天缘有份再来游。” ( Tue, 28 Sep 2010 17:16:34 +0800 )
Description:
在PPT的使用中，有时候需要做一些独立播放的内容，比如活动的开场，婚礼上的成长点滴之类的。这时候经常需要配上背景音乐。如何加音乐呢？用movie maker倒是简单，可是PPT也应该有啊。归根结底是PowerPoint的菜单设置不合理，以至于让人很难找到。
昨天是俱乐部5周岁的庆生特别会议，照例，PPT的任务又落在了我的身上。这次做的PPT现场效果特别好，音乐画面，还有诸多5年来的照片，着实让大家感叹了一番。
对我来说，我收获最大的则是研究明白了如何设置音乐，哈哈！Joe和Emma都问过我这个问题了，相信还有很多人不知道这个小技巧吧，这里就和大家分享一下：
注意：在本机上音乐放哪都无所谓，如果你需要把PPT挪到别的机器上用，最好的办法就是把音乐和PPT放在同一目录里。
2003版
插入――影片和声音――文件中的声音――选择自动播放或单击时播放――右键点击小喇叭――自定义动画 双击歌曲的名字--这时候出现关键的设置画面：播放声音
背景音乐就是在这里设置的。你可以选择
开始播放：从头开始
停止播放：在 张幻灯片后
如果你希望音乐一直播放，就填写PPT的全部张数 2007版
如果你使用的是2007版本，那么超级简单：
插入--声音--文件中的声音--选择自动播放或者单击时播放，然后你会看到左上角有个播放声音选项，选择
跨幻灯片播放
就ok了。
在自定义动画里，你还是能找到和2003版一样的菜单。
( Mon, 20 Sep 2010 18:34:04 +0800 )
Description:
组训（TRAINER）即组织发展管理和培训，它的建立是营销业务飞速发展的必然趋势。随着营销部人员规模的不断扩大，营销部经理无法结合上千营销员的个性作针对性的训练和新人的辅导、陪访，而主管的管理能力、辅导能力又跟不上，所以留下许多后遗症，如保单质量差，队伍士气不稳定、营销员的理念、技巧、素质提升不快、甚至滞后。而建立组训队伍将对整个教育训练制度化、组织化、并据此使训练深入到每一个营销员。
一、 组训人员的地位和作用
　　组训在寿险营销部是一个十分重要的岗位，对业务员必须“作之君，作之父，作之师”，不仅负有第一线教育训练之重大责任，而且是经理的左右手。组训好比军队中的参谋、幕僚，他们想在经理前面，站在经理的后面。
　　二、 组训人员的工作职责
　　1?参与营销部的年度经营计划的拟定、执行、检讨、评估。
　　2?参与营销部的新人辅导、衔接教育、心理建设的课程设计、执行和日常授课，对营销员进行个别辅导和沟通以及陪防。
　　3?协调营销员、主任、经理之间的关系，加强与其他营销部的联系，协助经理作好内部沟通，加强团队精神，提高工作积极性。
　　4?策划营销部的晨会、例会、主管会议。协助营销部总经理作市场分析，市场开拓以及日常活动管理。
　　5?参与营销部的各项行政和活动管理以及绩效分析：如脱落率、人均绩效、举绩率、考勤率、职场布置、业绩榜运用。
　　三、 组训人员应具备的条件
　　1?年龄：22岁至35岁
　　2?要有大专以上的学历，有敬业、乐观向上的工作态度。
　　3?必须通过保险代理人资格考试，并取得了《保险代理人资格***》
　　4?具有协调、教育、策划、推动、影响的能力。
　　5?能收集一些市场信息并分析、预测市场动态变化。
　　6?要有良好的品德修养、威信，能激励同仁发挥潜能，达成目标。
　　四、组训人员必须接受教育和训练
　　教育的内容有：寿险基本原理，核保、核赔的基本知识，寿险招募、甄选、培训辅导、激励、督导的方法以及运用。训练的内容有：如何成为一名专业讲师，如何运用绩效分析挖掘营销部的潜力，如何进行专案策划。
　　五、组训的配备与职级
　　每一营销分部设专门的组训人员，其比列不超过50组训人员按照其发展和个人成长的速度，可分为四个级别即组训经理、组训科长、组训专员和组训员。
　　六、组训的收入
　　由于组训级别的不同，他们的收入也不一样。组训人员的工资收入由四部分组成。一部分是组训津贴收入，一部分是效益工资，还有一部分是辅导津贴，最后一部分是个人的基础展业佣金收入。
　　组训人员的福利包括单位提供的养老保险、意外伤害保险、住院医疗保险等。
　　七、组训的考核和晋升标准
　　组训员的考核期为半年，组训专员、组训科长、组训经理的考核期为一年。他们的晋升标准根据公司的定期考评标准来确定。
( Mon, 20 Sep 2010 14:01:07 +0800 )
Description:
组训即组织发展管理和培训，它的建立是营销业务飞速发展的必然趋势。随着营销部人员规模的不断扩大，营销部经理无法结合上千营销员的个性作针对性的训练和新人的辅导、陪访，而主管的管理能力、辅导能力又跟不上，所以留下许多后遗症，如保单质量差，队伍士气不稳定、营销员的理念、技巧、素质提升不快、甚至滞后。而建立组训队伍将对整个教育训练制度化、组织化、并据此使训练深入到每一个营销员。 一、 组训人员的地位和作用 组训在寿险营销部是一个十分重要的岗位，对业务员必须“作之君，作之父，作之师”，不仅负有第一线教育训练之重大责任，而且是经理的左右手。组训好比军队中的参谋、幕僚，他们想在经理前面，站在经理的后面。 二、 组训人员的工作职责 1参与营销部的年度经营计划的拟定、执行、检讨、评估。 2参与营销部的新人辅导、衔接教育、心理建设的课程设计、执行和日常授课，对营销员进行个别辅导和沟通以及陪防。 3协调营销员、主任、经理之间的关系，加强与其他营销部的联系，协助经理作好内部沟通，加强团队精神，提高工作积极性。 4策划营销部的晨会、例会、主管会议。协助营销部总经理作市场分析，市场开拓以及日常活动管理。 5参与营销部的各项行政和活动管理以及绩效分析：如脱落率、人均绩效、举绩率、考勤率、职场布置、业绩榜运用。 三、 组训人员应具备的条件 1年龄：22岁至35岁 2要有大专以上的学历，有敬业、乐观向上的工作态度。 3必须通过中国人民银行的保险代理人资格考试，并取得了《保险代理人资格***》 4具有协调、教育、策划、推动、影响的能力。 5能收集一些市场信息并分析、预测市场动态变化。 6要有良好的品德修养、威信，能激励同仁发挥潜能，达成目标。 四、组训人员必须接受教育和训练 教育的内容有：寿险基本原理，核保、核赔的基本知识，寿险招募、甄选、培训辅导、激励、督导的方法以及运用。训练的内容有：如何成为一名专业讲师，如何运用绩效分析挖掘营销部的潜力，如何进行专案策划。 五、组训的配备与职级 每一营销分部设专门的组训人员，其比列不超过50组训人员按照其发展和个人成长的速度，可分为四个级别即组训经理、组训科长、组训专员和组训员。 六、组训的收入 由于组训级别的不同，他们的收入也不一样。组训人员的工资收入由四部分组成。一部分是组训津贴收入，一部分是效益工资，还有一部分是辅导津贴，最后一部分是个人的基础展业佣金收入。 组训人员的福利包括单位提供的养老保险、意外伤害保险、住院医疗保险等。 七、组训的考核和晋升标准 组训员的考核期为半年，组训专员、组训科长、组训经理的考核期为一年。他们的晋升标准根据公司的定期考评标准来确定。
( Wed, 15 Sep 2010 16:26:35 +0800 )
Description:
一．单项选择题（每题
分，共
、某投保人以价值
万元的财产向
两家财险公司投保火灾保险，
保险公司承保
万元，
保险公司承保
万元。如果发生实际损失
万元，以限额责任方式来分摊，
保险公司应赔付的金额为（）。 A. 2
万元 B. 2
万元 C. 4
万元 D. 5
万元 2
、根据风险管理理论，控制型风险管理技术的重点表现之一是（）。 A.
事故发生时，进行财务安排 B.
事故发生后，解除对人们造成的经济困难 C.
事故发生前，降低事故发生的频率 D.
为维持正常生活供财务支持 3
、厘定保险费率遵循的适度性原则所强调的
适度性
针对的对象是（）。 A.
单个保险业务 B.
整体保险业务 C.
单个保险公司 D.
大多数保险公司 4
、在收入保障保险中，全部残疾给付金额一般比残疾前的收入少一些，通常是（）。 A.
原收入的
原收入的
原收入的
原收入的
、勤勉尽责的职业道德要求保险代理从业人员应忠诚服务，其中首先反映为要求保险代理从业人员忠实于（）。 A.
所属机构的经营理念 B.
保险消费者 C.
保险监管机构的法律规定 D.
保险行业协会的自律要求 6
、下面属于委托代理终止的情况是（）。 A.
代理人取得新的代理权限 B.
被代理人取消代理人的一些代理权限 C.
被代理人缩减代理人的代理范围 D.
被代理人取消对代理人的委托 7
、在人身意外伤害保险费率厘定过程中，保险金额损失率的作用是（）。 A.
确定纯费率的基础 B.
确定附加费率的基础 C.
确定管理费用的基础 D.
确定理赔费用的基础 8
、人身保险的保险金额是由投保人与保险人双方在法律允许的范围与条件下，协商约定后确定的。采取这种确定方式的原因是（）。 A.
人的生命价值不能用货币来计价 B.
人身保险受到人的年龄约束 C.
人身伤害常涉及第三方 D.
人身保险的医疗费用是不确定的 9
、王某以其妻李某为被保险人，向
寿险公司和
寿险公司分别投保定期寿险和终身寿险，保险金额分别为
万元和
万元。李某指定他们的儿子小王为惟一受益人。现因第三者的过失导致李某死亡，则保险人承担给付责任的情况为（）。 A.
寿险公司给付
万元后取得向第三者追偿的权利 B.
寿险公司给付
万元后取得向第三者追偿的权利 C.
寿险公司共计给付
万元且不得向第三者追偿 D.
寿险公司共计给付
万元后取得向第三者追偿的权利 10
、在保险承保中，对于属于标准风险类别的保险标的，保险公司作出的承保决策是（）。 A.
正常承保 B.
优惠承保 C.
附条件承保 D.
特约承保 11
、保险双方当事人履行各自权利和义务的依据是（）。 A.
保险利益 B.
保险合同 C.
保险对象 D.
保险标的 12
、对于效力中止的人寿保险合同，投保人可以申请复效。投保人申请复效时应该履行的义务之一是（）。 A.
补缴合同效力停止期间的保险费及其罚金 B.
补缴合同效力停止期间的保险费及其利息 C.
补缴合同效力停止期间的保险费及其利润 D.
补缴合同效力停止期间的保险费及其费用 13
、在人寿保险定价过程中，计算人寿保险费的三要素是（）。 A.
预定死亡率、预定利息率和预定费用率 B.
预定死亡率、实际利息率和预定费用率
预定死亡率、预定利息率和实际费用率 D.
实际死亡率、预定利息率和预定费用率 14
、在长期护理保险中，影响其年交保费的主要因素包括（）等。 A.
投保年龄、等待期间和保险金额 B.
投保年龄、共付比例和保险责任 C.
投保年龄、给付方式和保险利益 D.
投保年龄、给付限额和保险条款 15
、保险公司在对投保标的的信息全面掌握、核实的基础上，对可保风险进行评判与分类，进而决定是否承保，或以什么样的条件承保的过程被称为（）。 A.
保险核保 B.
保险承保 C.
风险评估 D.
风险核查
16 在责任保险中，以期内索赔式为承保基础的，为了避免将保险人承担责任的时间无限前置，避免现有保单的承保人承受过重的负担，保险人在实务处理上会采取的措施是（）。 A.
规定一个索赔的截止期 B.
规定一个索赔的追溯期 C.
规定一个保险单生效的日期 D.
规定一个保险单生效的追溯期 17 某公众责任保险保单规定的每次事故赔偿限额是
万元，累计责任限额是
万元，免赔额为
万元。如果一次公众责任事故导致受害人财产损失
万元，人身损失
万元，且依法全部由被保险人赔偿。则保险人承担的保险赔款金额是（）。 A. 89
万元 B
万元 C. 91
万元 D. 100
万元 18 在人寿保险经营过程中，与均衡保费定期保险相比，保费递减定期保险的退保率所表现出来的规律是（）。 A.
均衡保费定期保险的退保率高于保费递减定期保险的退保率
均衡保费定期保险的退保率等于保费递减定期保险的退保率 C.
均衡保费定期保险的退保率低于保费递减定期保险的退保率 D.
均衡保费定期保险的退保率等于或低于保费递减定期保险的退保率
、货物在运输过程中频繁易手，必然会引起货运险的被保险人的不断变化。这所体现的货物运输保险的主要特征是（）。 A.
承保标的具有流动性 B.
保障对象具有多变性 C.
承保的风险具有综合性 D.
保险合同变更具有自由性 20 依照《民法通则》规定，委托代理可以采用书面形式，但是委托书授权不明时对第三人承担的民事责任应该（）。 A.
完全由被代理人承担 B.
完全由代理人承担 C.
由被代理人和代理人共同承担 D.
由被代